STORAGE
0.5% annualized (1/12 of 0.5% is charged on the first day of each month)

PEER-TO-PEER TRANSFERS
1% of transfer amount

PURCHASE XAU
0.5% of purchase price

CONVERT XAU TO PHYSICAL GOLD
0.5% of conversion amount + $25 shipping and handling

CONVERT XAU TO USD
0.5% of conversion amount

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